Neutral estimates for construction, renovation and home loans. Walk into contractor meetings with real numbers — no brand bias, no agenda.
Ghar banane ka sahi kharcha jaanein — contractor se pehle.
Eighteen independent calculators — use them before talking to any contractor or bank.
Plot area, floors, city tier, quality grade. Uses May 2026 rates.
Calculate now →Room-by-room cost for BHK type, finish level and city. Kitchen, wardrobes, ceiling, painting.
Get estimate →Monthly EMI, total interest and year-wise amortisation. Compare top lender rates.
Calculate EMI →Buy or keep renting? Year-by-year wealth comparison with stamp duty, rent escalation, alt-investment returns. Honest break-even year.
Run comparison →Got an active home loan and monthly surplus? Should you prepay or invest in SIP? Models both paths with Section 24 tax benefit. Verdict in numbers.
Compare paths →Post-RBI-rate-cut, is it worth refinancing your old loan to a lower-rate lender? Nets EMI savings vs all switching costs. Clear breakeven + verdict.
Run analysis →₹1.80L government subsidy on home loans. Runs all 6 disqualifiers + computes exact subsidy + monthly EMI reduction. By the book.
Check eligibility →Budget 2024 dual-regime: 12.5% no-indexation vs 20% with-indexation, whichever is lower. Plus Section 54 / 54F / 54EC exemption planning.
Calculate tax →Gross, net, after-tax yield + 10-year total return vs FD, debt MF, equity MF. The honest number most calculators hide.
Calculate yield →Mumbai DCPR 2034 — Reg 33(7)/(7A)/(7B)/(9)/(10)/(20A). Computes member entitlements + developer margin to tell you if the offer is fair.
Check redev math →Enter your contractor’s quoted rate per sqft. Get a fair / unfair verdict instantly.
Check your quote →State-wise stamp duty + registration. Includes the female-buyer concession most calculators miss.
Calculate now →Real FOIR formula banks use. Salary, EMIs, age, co-applicant — instant max loan amount.
Check eligibility →Wall area or BHK type, paint tier, putty + primer + 2-coat. Splits material vs labour.
Calculate now →All-in cost of buying a plot + break-even appreciation rate. Honest verdict vs FD/MF returns.
Run viability check →Per running foot rates by finish, layout and hardware tier. L-shape, U-shape, parallel, island.
Estimate kitchen →Tile, sanitary, plumbing, waterproofing, glass partition. Includes the line items quotes hide.
Estimate renovation →Terrace, bathroom, basement. 6 methods compared (acrylic to PMMA) with cost vs lifespan.
Estimate now →Ask any chatbot “should I buy this 50L plot in Lucknow?” and you get four paragraphs of ‘it depends’. Our calculators give you the all-in cost, the break-even number, and a verdict. Plus the sources, plus a PDF for your spouse, plus a shareable link.
Read the methodology →